If you are working with any corporate, bank, or any other financial organization you need to know the banking and financial terms. Here is the list of banking related abbreviations, acronyms, and full forms.
Banking Abbreviations, Acronyms, and Full Forms
List of Banking Abbreviations Starts With A
1. ACF: Auto-Correlation Function
2. AD: Authorized Dealer
3. ADB: Asian Development Bank
4. ADR: American Depository Receipt
5. AEPS: Aadhar Enabled Payment System
6. AFS: Annual Financial Statement
7. AFS: Available For Sale
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8. AGM: Annual General Meeting
9. AIIB: Asian Infrastructure Investment Bank
10. AIRCSC: All India Rural Credit Survey Committee
11. ALM: Asset Liability Management
12. AMFI: Association of Mutual Funds in India
13. AO: Additive Outliers
14. APBS: Aadhar Payment Bridge System
15. AR: Auto Regression
16. ARIMA: Auto-Regressive Integrated Moving Average
17. ASSOCHAM: Associated Chambers of Commerce and Industry of India
18. ATM: Asynchronous Transfer Mode
19. ATM: Automated Teller Machine
List of Banking Abbreviations Starts With B
20. BBPS: Bharat Bill Payment System
21. BCA: Baseline Credit Assessment
22. BHIM: Bharat Interface for Money
23. BIS: Bank for International Settlements
24. BIS: Bureau of Indian Standards
25. BLRA: Bank Led Resolution Approach
26. BOI: Bank of India
27. BoP: Balance of Payments
28. BPM5: Balance of Payments Manual, 5th edition
29. BPSD: Balance of Payments Division
30. BSCS: Basel Committee on Banking Supervision
31. BSR: Basic Statistical Returns
List of Banking Abbreviations Starts With C
32. CAD: Capital Account Deficit
33. CAG: Controller and Auditor General of India
34. CASA: Current Account Saving Account
35. CBL: Chest Balance Limit
36. CBS: Consolidated Banking Statistics
37. CBS: Core Banking System
38. CC: Cash Credit
39. CD: Certificate of Deposit
40. CDR: Credit Deposit Ratio
41. CDBS: Committee of Direction on Banking Statistics
42. CDR: Corporate Debt Restructuring
43. CF: Company Finance
44. CFRA: Combined Finance and Revenue Accounts
45. CGRA: Currency and Gold Revaluation Account
46. CIDR: Central Identities Data Repository
47. CII: Confederation of Indian Industries
48. CMFRI: Central Marine Fisheries Research Institute
49. CO: Capital Outlay
50. CP: Commercial Paper
51. CPI-IW: Consumer Price Index for Industrial Workers
52. CPI: Consumer Price Index
53. CR: Capital Receipts
54. CRA: Counterparty Risk Assessment
55. CRAR: Capital to Risk Weighted Asset Ratio
56. CRR: Cash Reserve Ratio
57. CSIR: Council of Scientific and Industrial Research
58. CSO: Central Statistical Organisation
59. CTS: Cheque Truncation System
60. CVC: Central Vigilance Commission
List of Banking Abbreviations Starts With D
61. DAP: Development Action Plan
62. DBOD: Department of Banking Operations and Development
63. DBS: Department of Banking Supervision
64. DCA: Department of Company Affairs
65. DCB: Demand Collection and Balance
66. DCCB: District Central Cooperative Bank
67. DCM: Department of Currency Management
68. DD: Demand Draft
69. DDS: Data Dissemination Standards
70. DEAF: Depositor Education and Awareness Fund
71. DEIO: Department of External Investments and Operations
72. DESACS: Department of Statistical Analysis & Computer Services
73. DGBA: Department of Government and Bank Accounts
74. DGCI&S: Directorate General of Commercial Intelligence and Statistics
75. DI: Direct Investment
76. DICGC: Deposit Insurance and Credit Guarantee Corporation of India
77. DID: Discharge of Internal Debt
78. DIDF: Dairy Processing Infrastructure Development Fund
79. DII: Domestic Institutional Investor
80. DMA: Departmentalized Ministries Account
81. DNS: Domain Name System
82. DRI: Differntial Rate of Interest Scheme
83. DSBB: Dissemination Standards Bulletin Board
84. DTAA: Double Taxation Avoidance Agreement
85. DTC: Direct Tax Code
86. DVP: Delivery versus Payment
List of Banking Abbreviations Starts With E
87. ECB: European Central Bank
88. ECB: External Commercial Borrowing
89. ECGC: Export Credit and Guarantee Corporation
90. ECS: Electronic Clearing Scheme
91. EDMU: External Debt Management Unit
92. EEA: Exchange Equalization Account
93. EEC: European Economic Community
94. EEFC: Exchange Earners Foreign Currency
95. EFR: Exchange Fluctuation Reserve
96. EFSF: European Financial Stability Facility
97. EFT: Electronic Fund Transfer
98. EFTPOS: Electronic funds transfer at point of sale
99. ELSS: Equity Linked Saving Scheme
100. EMV: Europay, MasterCard, Visa
101. EPF: Employees Provident Fund
102. EPOS: Electronic Point Of Sale
103. EPS: Earnings per Share
104. ETF: Exchange Traded Fund
105. EUR: Euro
106. EXIM: Bank Export Import Bank of India
List of Banking Abbreviations Starts With F
107. FCA: Foreign Currency Assets
108. FCCB: Foreign Currency Convertible Bond
109. FCNR(B): Foreign Currency Non-resident (Banks)
110. FCNRA: Foreign Currency Non-resident Account
111. FCNRD: Foreign Currency Non-Repatriable Deposit
112. FDI: Foreign Direct Investment
113. FEMA: Foreign Exchange Management Act
114. FI: Financial Institution
115. FICCI: Federation of Indian Chambers of Commerce and Industry
116. FII: Foreign Institutional Investor
117. FIMMDA: Fixed Income Money Market and Derivatives Association of India
118. FINO: Financial Inclusion Network and Operation Limited
119. FISIM: Financial Intermediation Services Indirectly Measured
120. FLAS: Foreign Liabilities and Assets Survey
121. FOF: Flow Of Funds
122. FPI: Foreign Portfolio Investment
123. FRA: Forward Rate Agreement
124. FRBM: Fiscal Responsibility and Budget Management
125. FRN: Floating Rate Note
126. FSS: Farmers’ Service Societies
127. FWG: First Working Group on Money supply
List of Banking Abbreviations Starts With G
128. G-Sec: Government Securities
129. GAAR: General Anti Avoidance Rule
130. GDP: Gross Domestic Product
131. GDR: Global Depository Receipt
132. GFD: Gross Fiscal Deficit
133. GFS: Government Finance Statistics
134. GIC: General Insurance Corporation
135. GIRO: Government Internal Revenue Order
136. GLS: Generalized Least Squares
137. GMS: Gold Monetization Scheme
138. GNFV: Gross Negative Fair Value
139. GNIE: Government Not Included Elsewhere
140. GNP: Gross National Product
141. GoI: Government of India
142. GPD: Gross Primary Deficit
143. GST: Goods and Service Tax
144. GSTN: Goods and Services Network
List of Banking Abbreviations Starts With H
145. HCE: Host Card Emulation
146. HDFC: Housing Development Finance Corporation
147. HFT: Held For Trading
148. HICP: Harmonised Index of Consumer Prices
149. HO: Head Office
150. HUDCO: Housing & Urban Development Corporation
List of Banking Abbreviations Starts With I
151. IBA: Indian Bank Associations
152. IBBI: Insolvency and Bankruptcy Board of India
153. IBRD: International Bank for Reconstruction and Development
154. IBS: International Banking Statistics
155. ICA: Indian Council of Agricultural Research
156. ICAAP: Internal Capital Adequacy Assessment Process
157. ICAR: Indian Council of Agricultural Research
158. ICICI: Industrial Credit and Investment Corporation of India
159. ICMR: Indian Council of Medical Research
160. ICRA: Indian Credit Rating Agency
161. IDB: India Development Bonds
162. IDBI: Industrial Development Bank of India
163. IDD: Industrial Development Department
164. IFAD: International Fund for Agricultural Development
165. IFC: International Finance Corporation
166. IFC(W): International Finance Corporation (Washington)
167. IFCI: Industrial Finance Corporation of India
168. IFR: Investment Fluctuation Reserve Account
169. IFS: International Financial Statistics
170. IFSC: Indian Financial System Code
171. IGLS: Iterative Generalized Least Squares
172. IIB: International Investment Bank
173. IIBI: Industrial Investment Bank of India
174. IIP: Index of Industrial Production
175. IIP/InIP: International Investment Position
176. IMD: India Millennium Deposits
177. IMF: International Monetary Fund
178. IMPS: Immediate Payment Service
179. IN: India
180. INFINET: Indian Financial Network
181. INR: Indian Rupee
182. IOTT: Input-Output Transaction Table
183. IP: Interest Payment
184. IPO: Initial Public Offering
185. IPPB: India Post Payments Bank
186. IRBI: Industrial Reconstruction Bank of India
187. IRDA: Insurance Regulatory and Development Authority of India
188. IROs: Interest Rate Options
189. ISCI: International Standard Industrial Classification
190. ISDA: International Swaps and Derivative Association
191. ISIC: International Standard Industrial Classification
192. ISO: International Standards Organization
193. ITRS: International Transaction Reporting System
194. IWGEDS: International Working Group on External Debt Statistics
List of Banking Abbreviations Starts With K
195. KCC: Kisan Credit Card
196. KMB: Kotak Mahindra Bank
197. KVB: Karur Vysya Bank
198. KVIC: Khadi and Village Industries Corporation
199. KVP: Kisan Vikas Patra
200. KYC: Know Your Customer
List of Banking Abbreviations Starts With L
201. LAB: Local Area Bank
202. LAF: Liquidity Adjustment Facility
203. LAMPS: Large-sized Adivasi Multipurpose Societies
204. LAS: Loan & Advances by States
205. LBD: Land Development Bank
206. LBS: Locational Banking Statistics
207. LCR: Liquidity Coverage Ratio
208. LERMS: Liberalised Exchange Rate Management System
209. LGD: Loss Given Default
210. LIBOR: London Inter-Bank Offered Rate
211. LIC: Life Insurance Corporation of India
212. LRS: Liberalized Remittance Scheme
213. LS: Level Shift
214. LT: Long Term
215. LTCG: Long Term Capital Gains
216. LTO: Long Term Operation
217. LTV: Loan To Value
List of Banking Abbreviations Starts With M
218. M1: Narrow Money
219. M3: Broad Money
220. MA: Moving Average
221. MCA: Ministry of Companies Affairs
222. MCLR: Marginal Cost of fund-based Lending Rate
223. MFDC: Micro Finance Development Council
224. MFI: Micro Finance Institutions
225. MIBOR: Mumbai Inter-Bank Offered Rate
226. MICR: Magnetic Ink Character Recognition
227. MIGA: Multilateral Investment Guarantee Agency
228. MIS: Management Information System
229. MMID: Mobile Money Identifier
230. MMSE: Minimum Mean Squared Errors
231. MOF: Master Office File
232. MoF: Ministry of Finance
233. MPIN: Mobile Personal Identification Number
234. MRM: Monitoring and Review Mechanism
235. MSF: Marginal Standing Facility
236. MSS: Market Stabilisation Scheme
237. MT: Mail Transfer
238. MTM: Mark-To-Market
239. MTN: Medium Term Note
240. MUDRA: Micro Units Development And Refinance Agency
List of Banking Abbreviations Starts With N
241. NABARD: National Bank for Agriculture and Rural Development
242. NAC(LTO): National Agricultural Credit (Long Term Operatiion)
243. NACH: National Automated Clearing House
244. NAIO: Non Administratively Independent Office
245. NAS: National Account Statistics
246. NASSCOM: National Association of Software and Services Companies
247. NBC: Non-Banking Companies
248. NBFC: Non Banking Financial Companies
249. NDTL: Net Demand and Time Liabilities
250. NEC: Not Elsewhere Classified
251. NEER: Nominal Effective Exchange Rate
252. NEFT: National Electronic Fund Transfer
253. NFA: Non-Foreign Exchange Assets
254. NFC: Near field communication
255. NFD: Net Fiscal Deficit
256. NFS: National Financial Switch
257. NGO: Non-Governmental Organization
258. NHB: National Housing Bank
259. NIC: National Industrial Classification
260. NIF: Note Issuance Facility
261. NIIF: National Investment and Infrastructure Fund
262. NNML: Net Non-Monetary Liabilities
263. NPA: Non-Performing Assets
264. NPCI: National Payment Corporation of India
265. NPD: Net Primary Deficit
266. NPRB: Net Primary Revenue Balance
267. NPV: Net Present Value
268. NR(E)RA: Non-Resident (External) Rupee Account
269. NR(NR)RA: Non-Resident (Non-Repatriable) Rupee Account
270. NRE: Non-Resident External
271. NRETP: National Rural Economic Transformation Project
272. NRG: Non-Resident Government
273. NRI: Non-Resident Indian
274. NSC: National Statistical Commission
275. NSFR: Net Stable Funding Ratio
276. NSSF: National Small Savings Fund
List of Banking Abbreviations Starts With O
277. OCB: Overseas Corporate Bodies
278. OD: Over Draft
279. ODA: Official Development Assistance
280. OECD: Organisation for Economic Cooperation and Development
281. OECO: Organisation for Economic Co-operation
282. OFI: Other Financial Institutions
283. OLTAS: OnLine Tax Accounting System
284. OMO: Open Market Operations
285. OSCB: Other Indian Scheduled Commercial Bank
286. OTC: Over the Counter
287. OTCEI: Over the Counter Exchange of India
288. OTP: One-Time Password
List of Banking Abbreviations Starts With P
289. PACF: Partial Auto-Correlation Function
290. PACS: Primary Agriculture Credit Societies
291. PCARDB: Primary Cooperative Agriculture and Rural Development Bank
292. PCR: Provisioning Coverage Ratio
293. PCR: Public Credit Registry
294. PD: Primary Deficit
295. PDAI: Primary Dealers Association of India
296. PDO-NDS: Public Debt Office-cum-Negotiated Dealing System
297. PDO: Public Debt Office
298. PDs: Primary Dealers
299. PES: Public Enterprises Survey
300. PF: Provident Fund
301. PFRDA: Pension Fund Regulatory and Development Authority
302. PIN: Personal Identification Number
303. PIO: Persons of Indian Origin
304. PIS: Portfolio Investment Scheme
305. PNB: Punjab National bank
306. PO: Principal Office
307. PPP: Purchasing Power Parity/ Public-Private Partnership
308. PRB: Primary Revenue Balance
309. PRSF: Partial Risk Sharing Facility
310. PSB: Public Sector Bank
311. PSE: Public Sector Enterprises
312. PSPs: Payment Support Providers
313. PUC: Paid Up Capital
List of Banking Abbreviations Starts With Q
314. QIB: Qualified Institutional Bankers
315. QRR: Quick Review Report
List of Banking Abbreviations Starts With R
316. RBI: Reserve Bank of India
317. RD: Revenue Deficit
318. RDBMS: Relational Database Management System
319. RE: Revenue Expenditure
320. REC: Rural Electrification Corporation
321. REER: Real Effective Exchange Rate
322. RFC: Residents Foreign Currency
323. RIB: Resurgent India Bonds
324. RIDF: Rural Infrastructure Development Fund
325. RLA: Recoveries of Loans & Advances
326. RLC: Repayment of Loans to Centre
327. RMB: Renminbi (Chinese)
328. RNBC: Residuary Non-Banking Companies
329. RNR: Revenue Neutral Rate
330. RO: Regional Office
331. RoCs: Registrars of Companies
332. RPA: Rupee Payment Area
333. RPCD: Rural Planning and Credit Department
334. RR: Revenue Receipts
335. RRB: Regional Rural Bank
336. RTGS: Real Time Gross Settlement
337. RTP: Reserve Tranche Position
338. RUF: Revolving Underwriting Facility
339. RWA: Risk Weighted Asset
List of Banking Abbreviations Starts With S
340. SAM: Social Accounting Matrix
341. SARFAESI: Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest
342. SAS: Statistical Analysis System
343. SBI: State Bank of India
344. SC: Schedule Caste
345. SCARDB: State Cooperative Agriculture and Rural Development Bank
346. SCB: Scheduled Commercial Bank
347. SCB: State Cooperative Bank
348. SCS: Size Class Strata
349. SDDS: Special Data Dissemination Standards
350. SDR: Special Drawing Right
351. SEBI: Securities and Exchange Board of India
352. SEBs: State Electricity Boards
353. SENSEX: Sensitive Index of Stock Exchange
354. SFC: State Financial Corporation
355. SFTs: Securities financing transactions
356. SGL: Subsidiary General Ledger
357. SGSY: Swarnajayanthi Gram Swarrojgar Yojana
358. SHGs: Self-Help Groups
359. SI-SPA: Systems Improvement Scheme under Special Project Agriculture
360. SIDBI: Small Industries Development Bank of India
361. SIDC: State Industrial Development Corporation
362. SIPS: Systematically Important Payment System
363. SJSRY: Swarna Jayanti Shahari Rojgar Yojana
364. SLR: Statutory Liquidity Ratio
365. SLRS: Scheme for Liberation & Rehabilitation of Scavangers
366. SLRS: Scheme for Liberation and Rehabilitation of Scavengers
367. SMG: Standing Monitoring Group
368. SNA: System of National Accounts
369. SPNS: Shared Payment Network System
370. SRWTO: Small road & Water Transport Operators
371. SSI: Small-Scale Industries
372. SSSBEs: Small Scale Service & Business Enterprises
373. ST: Schedule Tribe
374. SWG: Second Working Group on Money Supply
375. SWIFT: Society for Worldwide Interbank Financial Telecommunication
List of Banking Abbreviations Starts With T
376. TBs: Treasury Bills
377. TC-CCP: Third-Country Central Counterparty
378. TC: Temporary Change
379. TDS: Tax Deducted at Source
380. TIEA: Tax Information Exchange Agreement
381. TORA: Transparency of Rules Act
382. TRAI: Telecom Regulatory Authority of India
383. TReDS: Trade Receivables Discounting System
384. TRR: Temporary Recognition Regime
385. TT: Telegraphic Transfer
List of Banking Abbreviations Starts With U
386. UBB: Uniform Balance Book
387. UBD: Urban Banks Department
388. UCB: Urban Cooperative Bank
389. UCN: Uniform Code Number
390. UIDAI: Unique Identification Development Authority of India
391. UPI: United Payment Interface
392. UPIN: Unique Property Identification Numbers
393. US: United States
394. USD: US Dollars
395. USSD: Unstructured Supplementary Service Data
396. UTI: Unit Trust of India
List of Banking Abbreviations Starts With V
397. VAT: Value Added tax
398. VC: Venture Capital
399. VPA: Virtual Payment Address
List of Banking Abbreviations Starts With W
400. WBCIS: Weather Based Crop Insurance Scheme
401. WCTL: Working Capital Term Loan
402. WGMS: Working Group on Money Supply
403. WMA: Ways and Means Advances
404. WPI: Wholesale Price Index
405. WSS: Weekly Statistical Supplement
List of Banking Abbreviations Starts With Y
406. YTM: Yield to Maturity
List of Banking Abbreviations Starts With Z
407. ZO: Zonal Office
